Own Where You Live — Creative Paths for Primary-Residence Buyers (Los Angeles)

About This Housing

About This Residence

Are you weary of the endless rental cycle? For those with a dependable income who currently find it challenging to obtain conventional bank mortgages, we may offer alternative approaches to help you secure a long-term home.

Ideal Applicants

• Buyers looking for a primary home, including both individuals and families.
• Applicants with consistent, verifiable income from W-2 employment, 1099 contract work, or self-owned businesses.
• Those who have faced credit difficulties or are in the process of building their credit history.
• Individuals who have some funds available for a down payment and closing costs, with flexibility regarding the amount.

Possible Routes to Homeownership

• Seller Financing, also referred to as owner carry.
• Lease-to-Own or rent-to-own arrangements.
• Subject-To or assumable mortgages, where you take over an existing loan when allowed.

Details We Will Ask For

• Your target monthly payment and overall price range.
• Preferred neighborhoods and types of properties.
• Basic income information and your ideal timeline for moving in.
• Your capacity to provide standard documents, such as bank statements and pay stubs.

Proceed to the Next Step

Please take two minutes to complete our short intake form. This helps us find the most appropriate option for your situation:

Primary Residence Intake — https://forms.gle/XqVkb197c9LThLHJ6

Key Considerations

• These options are exclusively for purchasing a primary residence and are not meant for real estate investors, property flippers, or landlords.
• This message does not represent a lending commitment. For owner-occupied solutions, an evaluation by a Registered Mortgage Loan Originator to assess ability-to-repay may be required.
• We are an Equal Housing Opportunity provider.